If your roof was damaged in a storm or other catastrophe, it can be hard to know what to do. Filing an insurance claim is often a daunting process. For some homeowners, it’s hard to even know when to file a claim. Will your insurance cover the storm damage, or do you have to pay for the repairs out of pocket? When it comes to roofing in Katy, TX, you need to turn to a professional. Use these tips to help file an insurance claim when disaster strikes.
1. Get Familiar With Your Policy: Ideally, you should do this before you need to file a claim. You may not have as much time to read over your policy with a giant hole in your roof. You can better understand your policy by talking with your insurance agent. This discussion will let you know exactly what is and is not covered.
2. Pick Your Contractor: For many aspects of the filing process, it is helpful to already have a contractor on hand. He or she will be able to give you an estimate for the roof repair in Katy and take pictures of the damages. Make sure you work with a contractor who is experienced in repairing storm damage and working with insurance companies.
3. Document the Issues: Your Katy insurance claim will likely require a lot of documentation. This could include pictures of the damage, pictures before the damage, an estimate for the repair work, invoices and bills from the contractor, and a claim number from the insurance agent.
When you work with an expert, the entire process will be easier. It may be too late now to take before pictures, but you should try to have this documentation on hand for emergencies. Storms can be detrimental to roofing in Katy. If your roof doesn’t fair well, use these tips to make the insurance claim process a breeze.